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 FWL offers many other loan programs
that are easy qualifying. Whether you are a seasoned home
buyer or a first time home buyer or just looking to
refinance your current loan, FWL’S experienced loan
specialists will assist you in selecting the home loan
program which is best suitable for you.
Prompt and personalized service. We are committed to serving
every borrower by taking the complexity out of the loan
process, guaranteeing security and privacy, and reducing the
time it takes to approve and close loans.
Purchase
Whether you are a first time home buyer or trading up to a
larger home, FWL’S experienced loan officer will work hard
to find the best home loan solution for you. With products
for new home purchases as well as, second, vacation, and
investment homes, we can help.Prequaify Now!
Refinance
FWL has refinance mortgage solutions you could be able to
use for debt consolidation or accessing cash from equity
that may have built up in your home. Refinance loans can be
used to help with many personal financial situations such as
reducing monthly payments, home improvements, college
tuition and more.Prequaify Now!
Home Equity
Home Equity Loans and Home Equity Line of Credits (also
known as HELOCs) are fixed or variable interest rate
solutions for getting cash out of available equity in your
home. This equity could be used for several purposes such as
making home improvements, consolidating debt, vacations, or
unexpected expenses.Prequaify Now!
Fixed Rate Home Mortgage Loans
With a fixed rate home loan you will
never have to worry about your monthly payment going up during the fixed loan
period. The mortgage rate and payment that First Wholesale Lending will get
you, are fixed for the life of your home loan.
FHA Home Mortgage Loans
FHA home loans are loans that are
insured by the Federal Housing Administration. Although FHA mortgage rates may
typically be higher than conventional mortgage loans, FHA home loans offer many
advantages such as Flexible underwriting guidelines, payment requirements, and
great for First Time Home Buyers or those who may have had some minor credit
problems in the past.
VA Home Mortgage Loans
A VA (Veteran Affairs) loan is a
guaranteed loan which is offered to eligible veterans for purchasing a home. VA
Home Loans are ideal for United States Veterans, who are looking to purchase a
home and bringing in ZERO down for the down payment getting 100% financing.
Adjustable Rate Home Mortgage Loans
Adjustable rate mortgage (ARM), are
ideal for homeowners who are looking to lower your their monthly mortgage loan
payments. Mortgage rates for ARMs are
typically lower than traditional fixed rate programs. ARM Loans are good for
borrowers who are planning on selling or refinancing their home in less than 10
years. If this is the case, then an
adjustable rate mortgage loan may be right for you.
Cash Out Home Mortgage Loans
This
refinancing option is especially beneficial to homeowners whose property has
increased in market value since the home was purchased. A Cash Out refinance
allows homeowners to refinance their existing mortgage by taking out another
mortgage for more than they currently owe, and
get cash out for a variety of purposes, including educational expenses, family
vacations, other investments, home improvements and more.
Interest Only Home Mortgage Loans
The interest only home mortgage
loans is for borrowers who are looking to lower their initial mortgage rate,
lower their initial monthly payment,
qualify for a larger loan amount and free up cash for other uses. With interest only home loans, you only pay interest during
the initial interest only period, however you are free to choose to pay the
principal amount as well and build up more equity as you please.
Credit Repair Programs
Bankruptcy, late payments on your mortgage or credit cards
will not stop us from helping you reach financial freedom.
Our guidelines provide the flexibility to qualify the most
difficult cases which may include no income verification, no
asset verification or no employment verification.
Impaired or limited credit profiles, high debt-to-income
ratios, or difficulty verifying income through conventional
methods, due to self-employment or other circumstances? WE
CAN HELP. We believe you deserve a fair chance at living
your dreams!
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