Call First Wholesale Lending Today: 866-845-6660

 


To refinance, please fill out the form below and press submit:
 * denotes a required field.
 Loan Purpose:
 Loan Type:
 Property Location:
 Amount To Borrow:
 Estimated Home Value:
 Credit Rating:
 Loan Urgency:
 First & Last Name*:
 Email Address*:
 Daytime Phone*:
 Evening Phone :

Step 2:

The following questions will help us  determine eligibility for your home loan:

Question 1: Have you filed for bankruptcy within the past 2 years or
have an undischarged bankruptcy?
  Yes  No

Question 2: In the last twelve months have you made timely
payments, specifically mortgage and/or rent payments?
  Yes  No

Question 3: Do you have stable income either from a job you
have had for 2 years, retirement income, or another source?
  Yes  No

Question 4:: Do you have a realtor?
  Yes  No

Question 5:: Do you have a house or property selected for the
loan you are pre-qualifying?
  Yes  No

Step 3:

 Current Address:
 City*:
 State:
 Zip Code:
 Social Security Number:
  Providing your SSN is optional but will help us greatly in determining your ability to qualify for a loan. It is NOT REQUIRED at this point
 
 Gross Monthly Income:

                                                 Will you have a co-borrower?
  Yes  No

Additional Information Or Comments Related To Your Situation

 


     

 

 Subprime woes and ARM resets have many homeowners searching for a solution to help pay their monthly mortgage bills. Look no further - an FHA Refinance is the most popular option on the market today.
Benefits
 
  • Refinance Your Mortgage into a More Reasonable Monthly Payment
  • Refinance Your Current Loan to help Avoid Foreclosure.
  • Take Cash Out of Your Home's Equity for Home Improvements
  • Contact an FHA MORTGAGE SPECIALIST for an FHA Refinance Today!

FHA Mortgage Refinance Options

Prevent Foreclosure:
Refinancing your existing mortgage is perhaps the easiest and most logical way to help save you from foreclosure. With the recent fallout of the subprime lending market, tens of thousands of Americans are in search of a solution to their mounting mortgage payments. We can help.

Adjust from an ARM to a Fixed Rate mortgage:
With continually increasing interest rates, many people with an Adjustable Rate Mortgage (ARM) are starting to see their monthly payments climb. Ensure a low and steady monthly payment by taking advantage of a Fixed Rate Refinance.  Fill out this form to get assistance and to determine how much your monthly payments will be with a New Fixed Rate mortgage.

FHA also offers several different options to homeowners who are considering refinancing their current mortgage:

CASH OUT REFINANCING
This refinancing option is especially beneficial to homeowners whose property has increased in market value since the home was purchased. A Cash Out refinance allows homeowners to refinance their existing mortgage by taking out another mortgage for more than they currently owe, therefore repaying their current mortgage and using the equity they have built up in their home to take out another larger mortgage. This allows the homeowner to access the equity they have built up in their home and put it to good use where needed.

In order to get the most benefit from refinancing your mortgage, it is often best to consider refinancing after you have had time to build up a significant amount of equity in your home. If the property was purchased more than one year prior to the refinance, the homeowner can refinance the existing mortgage for up to 85 percent of the appraised value plus the allowable closing costs, which vary from state to state.


STREAMLINED REFINANCING BASICS
This refinancing option is considered streamlined because it allows you to reduce the interest rate on your current home loan quickly and oftentimes without an appraisal. FHA Streamlined Refinance also cuts down on the amount of paperwork that must be completed by your lender saving you valuable time and money.

In order to qualify for a Streamlined Refinance your original home loan must be an FHA loan in good standing and the refinance must lower your monthly interest payments. This type of refinancing option reduces your monthly expenses by lowering your payments but there is no option to receive cash back. This works well for people who are in good financial standing with no significant debt because it allows you a little extra money each month that can be put to good use elsewhere

Learn more about Refinancing by calling a specialist at 866-845-6660 (No Obligation & 100% Confidential)

  


 
 

 First Wholesale Lending specializes in various types of loan programs ranging from Sub-Prime to A Paper borrowers. With our knowledge and experience in the loan/refinancing industry, we
pride ourselves on the ability to maintain the highest levels of customer satisfaction, while providing consumer